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Financial planning for UAE’s sudden millionaires is market advisory only



Kumar Shyam

The latest winner of the Mahzooz draw threw up an interesting candidate example at an opportune time to reflect on the nearly two years of existence for the raffle offering which has spread wings fast.

If fortune can favour the brave, they also favour those who are consistent. Dalip (full name withheld for privacy reasons) became Mahzooz’s 30th millionaire when he won a grand promotional prize of Dh20 million, which was on offer in the 102nd Super Saturday draw pick. Dalip, 48, an Indian expatriate in Kuwait City, took part in all of them.

“I knew that I will be lucky and try to win at least 100,000 (a guaranteed raffle draw prize amount) if I participate regularly. If I don’t give myself that chance then how will it happen,” said the mechanical engineer, who hails from north of India and is a father of three. He matched five of the five winning numbers which were 12, 24, 31, 39, 49.

While Dalip’s plans with the fortune was similar to many in the past, he did spoke in true career fashion that “I will travel the world first and enjoy the life I have only dreamt of. After that I will see what I will do with the rest of the money. The blueprint is there, but I will finalize it in consultation with the family at ease.”

The main prize has not always been won and rolled over for a few weeks before lapsing. In winning the grand prize, Dalip broke a few stereotypes as Farid Samji, the Mahzooz CEO, pointed out before introducing the winner at the office of Ewings, the operating company.

“This was part of our latest promotion, which offered participants the chance to win AED 20m instead of the usual AED 10m and I am very happy that the promotion didn’t end before that top prize was claimed,” Samji said.

“This also confirms that Mahzooz’s popularity is cross borders. Dalip, is one amongst thousands of winners who joined Mahzooz from other GCC countries, and who collectively have won close to AED 30million till date.”

The maturity of financial planning that Dalip hinted at is an aspect very few think of. While becoming millionaires in the UAE is a dream for most, many who do get lucky only end up paying up debts or spending in fulfilling expensive desires.

A former banker, Samji agrees financial planning and advice is important, but he is quick to stress that the after-life of their winners and their changed fortunes are not part of the remit. The neutrality is tempting to break but the status quo is sacrosanct. “Financial advise is not part of our license. Out domain stops at most with suggesting a bank account so we can transfer the winnings. It would be nice to see the winners work on their own financial planning.”

Dalip, left, flew down from Kuwait, where the Indian works as a mechanical engineer, to Dubai to collect his Mahzooz winnings from Farid Samji, CEO of Ewings. Photo supplied

Meanwhile, Dalip is determined to give his family – his wife, three children aged 25, 23 and 20 years old as well as his aging parents – all the comforts of life possible with the prize money. “I couldn’t have saved this much even if I had worked for a hundred years,” says the engineer who spent more than a decade away from his family working in the steel industry.

His visit to Dubai to claim the winnings was his first to the country. Pushed and prodded a bit too much by journalists, unfairly, about any plans to invest in Dubai, Dalip said he was considering ‘life in Dubai but it is a family decision.”

“I had goosebumps when I received the email from Mahzooz on that memorable night. While getting ready for bed, I received an email from Mahzooz, but I assumed that I had won either the third prize of AED 350 or the AED 100,000 raffle draw prize. With the aid of this money, my family and I will be able to pursue all of our aspirations”, Dalip said.

To become the next millionaire, participants now have the chance to join multiple Mahzooz draws every week. All they need to do is register at and purchase a bottle of water for AED 35, which enables them to enter the Fantastic Friday Epic Draw and the Super Saturday Draws, by choosing two different set of numbers.

The Super Saturday Draws require participants to pick 5 out of 49 numbers for a chance to win the top prize of AED 10,000,000, the second prize of AED 1,000,000, or the third prize of AED 350. Participants will also be automatically entered into the Super Saturday raffle draw in which three guaranteed winners will each receive AED 100,000. The new Fantastic Friday Epic Draw requires participants to choose only 6 numbers out of 39 for a chance to win AED 10,000,000.

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Three places in Dubai to enjoy the great Indian Thali meal




Brrrr, UAE residents! It is winter time and it no secret that cold weather can increase your appetite. It is also time to indulge in a Thali, the Indian version of a multi-dish meal or a readymade buffet in one plate.

Tourists from India, a predominant segment of people visiting the UAE, also prefer to opt for a fulfilling Thali for lunch or dinner. With the stomach sorted, there can be much more time for sightseeing at their convenience.

While there are many options in different price ranges, from the modest to premium, we have chosen three of the best-rated ones in varied locations:


MyGovinda’s Thali Festival

Known for its holistic and healthy vegetarian food in the UAE, MyGovinda’s is all set to host a Thali festival at all their outlets, serving the best regional dishes from the end of January through to March.

At MyGovinda’s, Thali is the ultimate Indian legacy meal. It’s vibrant, wholesome, and fulfilling! Available daily from 12 Noon until 11 pm, each Thali features more than 10 items, from starters to mains and desserts, including a mouth-watering selection of Maharashtran, Gujarati, Sindhi, Punjabi, and Rajasthani cuisine.

MyGovinda’s has always aimed to produce vegan and vegetarian-friendly dishes that are tastefully curated, elevating vegetarian cuisine to a level that can satisfy any dietary preference. With the use of hand-picked herbs, spices, the freshest vegetables, and dairy products, the chefs at MyGovinda’s use their exceptional skills to prepare the finest and the healthiest vegetarian and vegan food that will leave you asking for more with every bite.

Locations: Arjan, Silicon Oasis, Jumeirah Lake Towers & Karama
Date: 30 January – 5 March, 2023
Monday – Thursday
AED 32 – JLT & Arjan; AED 38 – DSO & Karama
Friday – Sunday (Friday – Rajasthani Thali / Saturday to Sunday – MyGovindas Special Thali)
AED 34 – JLT & Arjan; AED 40 – DSO & Karama


Maharaja Bhog

Experience a premium Thali experience when you head from Bur Dubai to Karama, taking a right after Ansar Gallery where, ensconced in a corner is Maharaja Bhog.

This restaurant has been operational for over a decade and is very popular for its wide variety of tasty Indian dishes. There is a minor photo-op for your Instagram page also if you fancy sitting on a big regal-looking chair.


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For 35, you can enjoy two steamed and fried appetizers each, four Punjabi-style vegetarian dishes, eight chapatis (Indian flat bread), dal, rice, two desserts, salad, papadums, pickle and masala chaas. You can also opt for a small Thali portion that costs Dh25.

To those looking for a minor kick with fusion, there are various flavour enhancers such as the smokey chaas (buttermilk) and Zaffran tea.

Location: Ground Level, Hamsah Mall, Next to Ansar Gallery, Al Karama – Dubai
Reservations: Required
Price Range: AED 90 for two people


Bombay Bungalow

The Indian restaurant with a twist, is making waves for its irresistibly piquant Thalis and taking Dubai’s food scene by storm. Perfect for both vegetarians and meat lovers, there is an eclectic variety of choices and savory flavours for all palettes.

Available from 12 pm until 4 pm on weekdays only, Bombay Bungalow’s veg Thali includes their signature subz handi, dal, hara bhara kebab, jeera pulao, roti, raita, and masala chaas, along with a dessert. Their smashing hit non-veg Thali is tantalising and irresistible in equal measure with a royal spread containing smooth and creamy butter chicken and savory chicken tikka, served with jeera pulao, roti, and more.

But nothing beats their Tawa King Fish Fry Thali with its zesty and tangy, pop-in-the-mouth flavours, and fish that’s cooked to crispy perfection. It is served with a variety of palatable chutneys, luscious curries, and refreshingly good Indian sauces. Its other well-loved fish Thali contains sherry fish and is served piping hot with delicious curry and aromatic rice.

A gorgeous setting across Ain Dubai and Bluewaters Island, and the picture-perfect, Instagram-worthy interiors ooze endless amounts of charm.
Time: 12 Noon- 4 PM
When: Weekdays only (Mon-Fri)
Contact: 044270758
Address: The Beach Mall, JBR
Price range: 250 for two people


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Art and technology in mix as Art Dubai 2023 reveal colourful plan





The famous Art Dubai will return for its 16th staging in March 2023 with details of the programme and partnerships announced on Thursday.

After easing back from the Covid-19 pandemic last year, an expanded programme this year will feature an ambitious and multi-strand conference, talks and education programme, reinforcing Dubai as a significant contributor to global conversations about contemporary art.

It will be held at Madinat Jumeirah from March 3-5 with previews on the first two days of the month. There will be site-specific commissions and premieres by renowned international artists, presented in partnership with the region’s leading institutions.

The Artist Commissions for 2023 are themed around food, community, celebration and hope, with artists selected from participating Art Dubai galleries and South Asia’s leading institutions. A new initiative, NEXT, will encourage the interdisciplinary exploration of megatrends across the arts, science and technology.

Also debuting at the fair will be UAE First Immersion, a presentation of new artworks produced following the November 2022 visit to the UAE by some leading names in digital art.

The exhibit will be part of the expanded second edition of Art Dubai Digital, which will feature collaborations with various organisations pioneering new institutional models, including Lian Foundation and 6529’s Open Metaverse project.

Swiss wealth management group Julius Baer, which has renewed its association with Art Dubai as lead partner until 2027, will premiere a newly commissioned artwork by Refik Anadol, the new media artist and pioneer in the aesthetics of machine intelligence.

Celebrating its 10th edition, Campus Art Dubai, Art Dubai’s flagship professional development initiative, will expand to incorporate placements with local partners, including Alserkal Avenue and Jameel Arts Centre in Dubai and 421, an Abu Dhabi-based emerging artists platform. With 421, the fair will present a new group exhibition curated by UAE-based artist and researcher Dania Al Tamimi.

Art Dubai 2023 will be held in the first week of March at Madinat Jumeirah. Supplied

The 16th edition of Art Dubai’s celebrated transdisciplinary conference Global Art Forum, commissioned by Shumon Basar, will explore the theme “Predicting the Present” and consider the central question: if it’s the end of history and the end of the future, what happens next?

The fair’s 2023 conference programme will expand to include the first Dubai edition of Christie’s Art+Tech summit.

The summit brings together regional and global leaders, innovators, artists, and visionaries to foster meaningful dialogues on the intersection of Art and Technology.

The sixth iteration of the summit—and the first in the region—will survey tech trends, hear from artists incorporating tech in their practices, and explore current and future challenges and opportunities.

Highlighting the role played by collectors and philanthropists in developing the region’s cultural infrastructure, Art Dubai 2023 will include a series of high-level Collector and Modern Talks, presented in partnership with Dubai Collection, the first institutional art collection in the city.

Benedetta Ghione, Art Dubai’s Executive Director, said: “Art Dubai has always tried to reframe what an art fair can be. This year’s expanded programme fully reflects our role as a meeting point for the region’s commercial and not-for-profit creative industries. As an innovative public-private partnership, we have been an incubator of talent, a catalyst for the creative economy here in Dubai, a convener of great minds, and an entry point to this vibrant ecosystem for the wider cultural sector.”

Pablo del Val, Art Dubai’s Artistic Director, said: “The 2023 programme fully reflects this region’s growing importance, energy and vibrancy. One of our strongest ever gallery line-ups, complemented by an expanded commissioning and thought-leadership programme, highlights the breadth of discourse happening here and offers a glimpse into this important region’s past, present and future.”

Art Dubai 2023 will present over 120 participants from more than 40 countries and six continents across four gallery sections: Contemporary, Modern, Bawwaba and Art Dubai Digital.

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Jaffer Bhai’s goes ‘glocal’ with its newest branch in DIFC




Jaffer Bhai’s, the Biryani King of Bombay, inaugurated their newest outlet in Dubai on Tuesday, November 29, ahead of UAE’s 51st National Day celebrations.
The over-the-counter Quick Service Restaurant (QSR) concept in the South Market food court at the Gate Avenue of Dubai International Financial Centre (DIFC) Is the four-decades-old legacy group’s third establishment in the UAE after their oldest and flagship restaurant in Karama, and a second one in Al Barsha. “This is also by far our most significant step forward considering the concept of the kitchen and the pan-Asian, pan-European/American clientele it will serve, So this is our first truly global restaurant with a very localised outlook making us a glocal outfit,” said Moin Jaffer Mansuri, the second-generation owner of the chain that first began operations in 1973 in Mumbai before coming to the shores of Dubai in UAE in the nineties. “We have consistently been voted one of Dubai’s best restaurants for biryani but there’s more to us than our dum-cooked rice and meat legacy and our specialist team at DIFC outlet can’t wait to showcase it by catering to everyone, including the resident upmarket executive foodies with a more refined palate and everyone else that loves a hearty workday lunch.”

According to Mansuri, Jaffer Bhai’s DIFC will be mostly targeting customers looking to grab a quick bite on the go, in between work and meetings. “And so, the kitchen here will be serving daily specials including biryanis, kebabs and choicest of desserts. But one thing that we are also introducing here is our own version of the world’s best kathi rolls, something we expect our patrons to absolutely fall in love with,” he added. “This is truly a landmark moment for us. It is always a great sign when we can expand and serve new customers in a completely new market.”
Besides the new additions, guests here can expect Jaffer Bhai’s other wildly popular dishes like the 1952 Gosht Biriyani, Murgh-e-Nargis and all of their famous kebabs.
About Jaffer Bhai’s Restaurants
Since the inception of Jaffer Bhai’s Delhi Darbar in Mumbai, India in 1986, it has been the spot synonymous with an unparalleled mouth-watering pot of Indian dum biryani. With a passion in his heart and hands, Moin ‘Jaffer Bhai’ Mansuri, today leads a team of select chefs to serve what has been consistently rated by media, influencers and foodies as one of Dubai’s best biryanis. Jaffer Bhai imbibed the philosophy of pursuing perfection in the biriyani making process from start to the end from his father. He believes in identifying the right ingredients for a quality product and adding a distinct Mughlai flavour from India’s financial capital of Mumbai to create a biryani that has so far wowed more than 50 million customers over five decades of being in business.

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