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UAE’s business loan demand grows over economic recovery

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Business loan demand has surged in the United Arab Emirates during the third quarter, reflecting confidence of the corporate sector in the economic recovery, showed the data of Credit Sentiment Survey.

According to the survey of senior credit officers across the banking sector by the Central Bank of UAE (CBUAE), the demand is at its highest peak since 2014.

The survey shows that the UAE’s credit sentiment results for the September quarter points to increased demand for credit, from both businesses and households, coupled with a softening of credit standards for the household sector.

For the September quarter, survey results suggested that demand for business loans surged further with strongest increase since 2014.

According to survey results, 47.5 per cent of respondents reported no change, 42.5 per cent reported an increase in demand, while 10 per cent of respondents reported a decrease in demand.

Looking forward, expectations for business and personal loan demand along with changes in credit standards bode well for credit growth in the months ahead.

The UAE’s economic recovery is fuelling a positive outlook and higher expectations for business loan demand in the months ahead.

Data showed credit demand from corporates and small businesses reported solid increase in demand, which continued to strengthen across all emirates.

According to the report, increased demand was widespread among the different loan categories, comprising large firms, domestic firms, government-related entities, and small and medium enterprises, and was primarily driven by customers’ sales, the property market outlook, interest rates, customers’ fixed asset investments, and seasonal influences.

Looking ahead to the December quarter, business loan demand is expected to remain strong across all emirates, although survey respondents expect a minor net tightening of credit standards.

The survey found the main drivers of increased demand were the housing market outlook, change in income, financial market outlook, and interest rates. The outlook for the December quarter remains optimistic with survey respondents expecting a strong increase in credit demand and a net easing of credit standards.

The results of the third quarter credit sentiment survey revealed contrasting trends in credit standards applied by banks to business and consumer lending.

Data showed a tightening of terms and conditions for loans to businesses across all categories in the September quarter. Survey respondents reported the highest degree of tightening for collateralization requirements, as opposed to a lower degree of tightening for spread of loan rates over cost of funds. Over the next three months, survey respondents expect credit terms and conditions to tighten further, mainly with respect to premiums charged on riskier loans and collateralization requirements

Looking forward, survey respondents expect the factors driving the change in credit standards to remain the same as those reported in the September quarter.

In the consumer credit segment, survey respondents expect a continued net easing of credit standards for personal loans in the December quarter. Credit standards for personal loans are expected to ease across all categories, the survey found.

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UAE Ramadan 2026: Residents protected as price hikes are banned on 9 essential foods, Dubai launches inspections

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With Ramadan 2026 around the corner, UAE residents are being assured that essential grocery prices will remain protected, as authorities ban unauthorised price increases on nine staple food items and ramp up inspection campaigns across Dubai.

Grocery bills tend to rise during Ramadan as families prepare for Iftar and Suhoor, but officials say strict monitoring is already underway to prevent unfair price hikes and checkout discrepancies.

Which items cannot increase in price?

Retailers are not allowed to raise prices, without prior government approval, on these essential goods:

  • Cooking oil
  • Eggs
  • Dairy products
  • Rice
  • Sugar
  • Poultry
  • Legumes
  • Bread
  • Wheat

Any attempt to increase prices on these items without approval can lead to immediate enforcement action.

What Dubai inspectors are checking

Inspection teams are visiting supermarkets, cooperatives and grocery stores across the emirate to:

  • Ensure shelf prices match what customers pay at checkout
  • Verify that promotions are genuine and clearly explained
  • Monitor stock levels to prevent artificial shortages
  • Stop any unauthorised price increases

Authorities say inspectors often pick random items from shelves and scan them at the counter to confirm prices match exactly.

If there’s a difference, it’s treated as a violation.

What happens if retailers break the rules?

Penalties can range from warnings to fines between Dh500 and Dh100,000. In serious or repeated cases, stores could face temporary closure.

Officials have stressed that protecting consumers during Ramadan is a priority, especially as household spending increases during the Holy Month.

Can prices differ between stores?

Yes — price differences between retailers are legal under UAE market competition rules. However, charging more at checkout than the displayed shelf price is not allowed.

Authorities have also instructed retailers to clearly display terms for loyalty-based promotions to avoid confusion.

Monitoring stock levels

In addition to price checks, regulators are monitoring supply chains to ensure shelves remain stocked and to prevent panic buying or artificial shortages.

Officials say compliance rates across UAE retailers remain high.

As Ramadan approaches, residents are being reminded that protecting the spirit of fairness and transparency in the market is a shared responsibility, and that any pricing concerns can be reported to authorities.

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Dubai motorists: New RTA road slashes commute time by 60 per cent

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Dubai drivers using Sheikh Mohammed bin Zayed Road and Sheikh Zayed bin Hamdan Al Nahyan Street can now expect significantly shorter journeys, after the Roads and Transport Authority (RTA) completed Al Rowaiyah Street, a new 3.5-km direct link between the two major highways.

For daily commuters, the biggest impact is time. Travel time to Sheikh Mohammed bin Zayed Road has been reduced from around 10 minutes to just four minutes, a 60 per cent drop, easing congestion during peak hours.

Faster access for Silicon Oasis, Academic City

The new corridor improves entry and exit points for several high-density residential and education zones, including Dubai Silicon Oasis, Nadd Hessa, Dubai International Academic City and Warsan 4.

For residents commuting to work across Dubai, the direct connection removes the need for longer internal detours, helping streamline morning and evening traffic flows.

Increased capacity and smoother traffic flow

RTA confirmed that traffic capacity along Sheikh Zayed bin Hamdan Al Nahyan Street has increased by up to 40 per cent following the upgrade.

As part of the project, the former KHDA roundabout has been converted into a signalised intersection, improving safety and reducing bottlenecks at a previously congested junction.

For commuters navigating daily traffic across Dubai, the new Al Rowaiyah Street link is designed to deliver one key outcome faster, safer and more direct journeys between two of the city’s busiest arterial roads.




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Ramadan in UAE: Abu Dhabi announces new toll hours and parking timings

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Abu Dhabi has confirmed new Darb toll gate and Mawaqif paid parking timings for Ramadan 2026, with revised hours set to take effect once the holy month officially begins.

Transport operator Q Mobility announced the updates on Monday, February 17, ahead of Ramadan, which is expected to start on Thursday, February 19, subject to moon sighting confirmation.

Here’s everything motorists in Abu Dhabi need to know.

Darb toll timings

Darb toll charges will apply from Monday to Saturday in two daily periods:

  • First shift: 8am to 10am
  • Second shift: 2pm to 6pm

Toll gates will be free to use all day on Sundays.

Motorists should plan journeys carefully during peak toll periods to avoid unexpected charges.

Public parking timings

Paid public parking (Mawaqif) will also operate in two shifts from Monday to Saturday:

  • First shift: 9am to 6pm
  • Second shift: 9pm to 2am

There will be a free parking window between 6pm and 9pm daily.

As usual, parking will be free on Sundays.

The updated parking hours will come into effect once Ramadan is officially announced in the UAE.

Alongside toll and parking changes, working hours for public and private sector employees in Abu Dhabi will also be adjusted during Ramadan, as per UAE labour regulations.














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