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Dubai business setup firm A&A in unique pact with sustainability advisory firm

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In a first for a business setup company in Dubai, A&A Associate has partnered with top international sustainability advisory firm Bon Conseil to kickstart plans for a net zero journey that will see them cut out Green House Gas (GHG) emissions within the next three years.

“A&A Associate has always been a pro-active changemaker, not just picking on trends but, in fact, executing them ahead of others so our business operations and processes remain aligned with UAE Government’s commitment to sustainability,” said Robin Philip, the founder and director of A&A Associate, after signing an MoU with Bon Conseil.

“The dedicated team of professionals at Bon Conseil, with their global experience and expertise, are the ideal partners to assist us in fulfilling this dream of ours of being sustainable in each and every service we provide. Mr Philip hoped the pact will aim to create “an even more diverse and inclusive workforce in A&A Associate in terms of gender and different nationalities.

“The plan is to be more sustainable and environmentally conscious in all the business processes and operations, to align with UAE’s vision on sustainability and reiterate our firm’s commitment to the same, to achieve Net Zero Target for GHG emissions within the next three years and eventually to set many consulting-sector-first sustainable best practices by being a trendsetter with innovative impact-driven initiatives.”

Philip and his team will also plant at least 100 thousand trees in the next year as part of their commitment to making the world a greener place.

Bon Conseil co-founder Tanuj Agarwal was part of the signing ceremony with Philip, A&A Associate Chairman Ahmed Abdualla Ali Mohamed Alamiri and Urmish Mehta, fellow co-founder with Agarwal.

“At Bon Conseil, we view sustainability not as an end in itself, but as the means to a more far-sighted and impact-driven business, which is focussed not only on wealth creation but also has more fiduciary accountability towards the society and environment,” Mr Agarwal said.

“Sustainability is the all-pervasive blood that should run in the veins of the business operations and should not be viewed in silos, devoid of Business.”

Over the period next 12 months, Bon Conseil plans to introduce a number of innovative initiatives at A&A Associate that they say will lead to a ‘significant transformation in the way it does business and will also align with global best practices in sustainability.

“We are delighted to act as sustainability enablers for A&A Associate and the enthusiasm shown by its people towards being impact leaders will fasten the process of transformation and A&A Associate will emerge as a sustainability trendsetter in its business sector,” said Mr Mehta.

About A&A Associate

A&A Associate is a leading Dubai business setup company and the only such firm that houses Chartered Accountants, lawyers, and consultants providing a wide range of legal, auditing, accounting and management consulting solutions, designed to meet different all business needs through a single window.

Visit https://www.aaconsultancy.ae/ if you are someone looking to set up a new business anywhere in the UAE and need help.

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Travelling on Etihad Rail? Here’s a list of fines you should know

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The railway operator has introduced a list of passenger violations, each carrying a fine ranging from Dh100 to Dh10,000. The penalties apply not only on trains but also inside stations and other railway facilities.

Here’s a breakdown of the fines.

Dh200 fines

Passengers can be fined Dh200 for offences including:

  • Travelling without a valid ticket or using a ticket issued in someone else’s name.
  • Avoiding fares or misusing discounted and concession tickets.
  • Sitting in a reserved seat without permission.
  • Travelling in a higher class than shown on the ticket.
  • Littering or disposing of waste improperly.
  • Putting feet on train seats.
  • Refusing to follow instructions from Etihad Rail staff.
  • Remaining on a platform after being instructed to leave.
  • Entering trains or stations while intoxicated.
  • Carrying or consuming alcohol in prohibited areas.
  • Altering or forging tickets.
  • Dh500 fines

A Dh500 fine applies to passengers who:

  • Smoke or vape in prohibited areas.
  • Spit or deliberately dirty trains or stations.
  • Harass, threaten or verbally abuse passengers or staff.
  • Tamper with train doors or prevent them from closing.
  • Attempt to open train doors while the train is moving.
  • Delay train services.
  • Board or get off a moving train.
  • Conduct commercial photography or filming without approval.

Dh5,000 fines

More serious violations carry a Dh5,000 penalty, including:

  • Misusing emergency brakes, alarms or fire safety equipment.
  • Entering railway tracks or restricted areas without authorisation.
  • Damaging trains or station property, including graffiti or vandalism.
  • Throwing objects onto or from trains or station platforms.
  • Misusing emergency exits or emergency equipment without a genuine emergency.

Can fines be higher?

Yes. Etihad Rail says other violations not specifically listed can attract fines ranging from Dh100 to Dh10,000, depending on the nature and seriousness of the offence.

Can you still face legal action?

Yes. Etihad Rail says paying a fine does not prevent further legal action. Serious cases may still be referred to the relevant authorities, including the Public Prosecution, and could result in additional penalties or imprisonment under UAE law.

Why has Etihad Rail introduced these rules?

The operator says the fines are designed to ensure a safe, comfortable and efficient travel experience for everyone using the UAE’s passenger rail network, while protecting passengers, staff and railway infrastructure.

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UN OCHA UAE head Sajeda Shawa joins global peace call

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Sajeda Shawa, Head of the United Nations Office for the Coordination of Humanitarian Affairs (OCHA) in the UAE, has joined an international appeal urging world leaders to prioritise dialogue, diplomacy and humanitarian values amid escalating global conflicts.

The appeal was coordinated by the International Spiritual Council for Transforming Humanity (ISCTH) and brings together humanitarian leaders, parliamentarians and religious figures calling for peaceful solutions to ongoing crises.

Call for dialogue over conflict

In her message, Shawa stressed the importance of placing human dignity at the centre of decision-making during a period marked by armed conflicts and humanitarian emergencies.

“I hope leaders choose dialogue over division, compassion over indifference, and place human dignity at the heart of every decision,” she said.

The appeal comes as conflicts in several regions continue to displace millions of people and increase pressure on humanitarian relief efforts.

International leaders back the initiative

Among those supporting the appeal are:

  • Dr H.C. Nik Gugger, a member of the Swiss Parliament, who called for dialogue instead of escalation.
  • Jan Figel, President of FOREF Europe and former European Union Special Envoy for Freedom of Religion or Belief, who highlighted the importance of protecting human rights to achieve lasting peace.
  • Dalai Lama, who reiterated that lasting peace begins with compassion.
  • Cardinal Pietro Parolin, Secretary of State of the Holy See, who called for greater support for peace and vulnerable communities affected by conflict.

The appeal also referenced comments by Belarusian President Alexander Lukashenko, who urged compromise to achieve long-term peace agreements.

Focus on diplomacy

The initiative is led by Maitreya Dadashreeji, founder of ISCTH, who called on governments to resolve disputes through diplomacy rather than confrontation.

He also appealed for a peaceful resolution to the Russia-Ukraine conflict, saying dialogue and cooperation offer the most sustainable path to long-term stability.

Promoting humanitarian values

ISCTH said the initiative aims to encourage governments, institutions and communities to prioritise human life, dignity and peaceful engagement as humanitarian crises continue to affect millions of people worldwide.

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UAE Central Bank fines foreign bank Dh1.82mn over consumer protection breach

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The Central Bank of the UAE (CBUAE) has imposed a Dh1.82 million financial penalty on a branch of a foreign bank operating in the country for violating consumer protection rules.

The regulator did not identify the bank involved.

Why was the bank fined?

According to the CBUAE, inspections found that the bank failed to issue a liability letter within the mandatory seven-day timeframe, breaching the central bank’s Market Conduct and Consumer Protection Regulations and Standards.

The penalty was imposed under Federal Decree-Law No. 6 of 2025, which governs the Central Bank, financial institutions and insurance activities.

What is a liability letter?

A liability letter is issued when a customer wants to transfer an existing loan or other financial obligations to another bank or apply for new financing elsewhere.

Banks are required to provide the document within seven days to ensure customers can switch lenders or complete financing arrangements without unnecessary delays.

CBUAE reinforces consumer protection

The central bank said the enforcement action reflects its commitment to ensuring banks comply with UAE laws and consumer protection regulations.

The regulator added that it will continue to monitor financial institutions to uphold transparency, integrity and high standards across the UAE’s banking sector.

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